PERSONAL SERVICES


Individuals’ financial situations and tax returns are as unique as they themselves. Graham & Associates deliver unparalleled service, take the time to carefully review each client’s needs and develop a personalized plan.

A thorough understanding of tax planning opportunities is key in making sound financial decisions. Graham & Associates are committed to understanding their clients’ overall financial affairs.

PERSONAL TAX

A sound financial plan is a key part of effective tax planning. Without it, an individual may miss important tax benefits or risk tax liabilities.

Graham & Associates help those planning and preparing their personal tax returns minimize what they owe, take advantage of tax deductions and maximize their tax refund potential. Staff also provide advice on

  • capital gains
  • multi-year filing
  • disability tax credits
  • educational tax credits
  • retirement savings plans
  • retirement and succession planning
  • trust returns
  • estate/trust planning
  • final returns for deceased persons

ESTATE TAX

Clients’ goals and circumstances may change: Graham & Associates’ flexible, proactive approach allows staff to tailor recommendations accordingly.
Individualized, comprehensive estate and succession plans allow for

  • preservation of wealth over the long term
  • orderly transfer of assets to beneficiaries and security for the surviving spouse

Graham & Associates’ knowledge of tax compliance for estates and family trusts helps clients minimize tax burdens, make sense of complex processes and create peace of mind.